learn about your

Medicare Plan Options

Your medicare plan options can be confusing but DPG Senior Signature Solutions can provide clarity.

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Find Out About Your Medicare Plan Options

Are you nearing the age of 65?

You should sign up for Medicare soon. If you sign up at the age of 65 or older, you may need to make a decision regarding your Medicare quickly. This could mean you have no coverage until the selection kicks in. Essentially, you could have a gap in your insurance. You should make a decision quickly regarding your Medicare. However, it’s important to remember that you should still be sure to pick the Medicare Advantage Plan that’s right for you.

Signing Up at the Right Time Matters

You will be eligible for Medicare when you turn 65.

But if you aren’t receiving social security benefits, you might have to sign up to get your Medicare benefits. Additionally, Medicare coverage is offered as Part A (hospital, skilled nursing, and home health care), Part B (medically necessary and preventative services), Part C (usually includes everything in Part A and B, as well as further benefits such as prescriptions) and Part D. Choosing a supplemental Medicare policy is also an important part of your overall coverage.

This is why it’s important to learn as much as possible about your options now. Medicare actually has an Initial Enrollment Period, during which time you may sign up for your Medicare options. According to the US government-run Medicare website, you have a seven-month period to select coverage, starting 3 months before the month of your 65th birthday, and 3 months after the month of your 65th.

Educate Yourself About Medicare Plans

There are two main Medicare categories, Medicare and Medicare Advantage. Basic Medicare, also known as Part A and Part B, generally doesn’t cover all of your medical needs. Medicare Advantage, in contrast, provides additional benefits and choices for prescription drug coverage. Medicare Advantage is also known as Medicare Part C.

Another critical part of your overall insurance plan is Medicare supplemental insurance. It’s important to make sure you have enough coverage and no unexpected medical bills. You don’t want to get yourself stuck with a bill that your insurance doesn’t cover or have to turn down a medical service because of a lack of insurance.

Don’t miss the opportunity. You may not be able to sign up for supplemental insurance if you wait too long. Be sure to educate yourself about the policy options and supplemental insurance available.

Choose The Right Plan

Different medicare plants offer different treatments and healthcare. Choosing the right Medicare plan means balancing your priorities and determining what’s most important to you.

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Part A

This plan pays for hospitalization and care at a skilled nursing facility. It also covers at-home care.

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Part B

This plan pays for preventative services and medically necessary services. These include doctor visits, medical equipment, lab work, and further medical services.

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Part C

Medicare Part C plans are provided by private insurance companies, and pay coverage of the same things as Part A and Part B.

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Part D

This Medicare plan is a prescription drug benefit. If your plan does not already include prescription drug coverage, then you automatically need part D.

Seek Advice For Your Coverage Options

Medicare options can be confusing. Our firm offers a free online tool to help you review your potential plan options and get any information you may need. Additionally, you can contact our team to schedule a meeting with us, so we can answer any Medicare questions you may have.

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