It is important to understand certain products being discussed in the news as it relates to proposed changes with your qualified 401K funds. The changes are being reported as coming about due to the great numbers of retirees who are outliving their savings. That is one of the reasons why a Fixed Annuity is so important. “In a fixed annuity, the insurance company guarantees the principal and a minimum rate of interest”. In essence, this income to you continues so long as you are alive. Hence, the question being asked before you purchase one is “Do you want an income you can’t outlive?” That is what this product gives you. Call us to learn more, and to ask any question you may have. We’re always here to help.