Retirement Blueprint™

When families come to us, we often find a host of financial products and investments that were sold to them without a true plan. They don’t work together, and they don’t serve a clear purpose. Too often, these tools were chosen to benefit an advisor or a 401(k) provider, not to achieve the family’s retirement goals.
The Retirement Blueprint™ changes that. Instead of a patchwork of products, we build a cohesive plan—one that makes every financial tool serve a purpose: protecting what you’ve built, generating dependable income, minimizing taxes, and ensuring your money works toward your specific retirement outcome.

The 5 Components of the Retirement Blueprint™

01

Foundational Money

The foundation of a confident retirement is knowing your paycheck never stops. We help design options that create guaranteed lifetime income you cannot outlive. And if you don’t use all of it, what’s left can go to your family. Security for you now. A gift for them later.

02

Growing Your Assets: Smarter, Transparent Management

Growing your nest egg isn’t just about picking investments—it’s about making sure your money is managed efficiently, without hidden costs draining your returns. Bring us your most recent statements and our team—who helps manage over $9 billion in assets—will review your portfolio with proprietary software and provide a free, no-obligation analysis.

We look at:

Asset Allocation & Diversification – Is your portfolio structured for your goals?
Costs & Fees – Do you know what you’re actually paying? Many investors don’t.
Risk Exposure – Are you taking on more risk than you need to?
Quality of Investments – Do you really know what’s under the hood?

No mutual funds. No cookie-cutter plans. Just clear answers and a strategy for growth.

03

Tax Planning: Keeping More of What You Earn

Did you know taxes could take as much as 44% of your retirement accounts? Most advisors don’t build tax planning into their strategies—they let taxes happen to you.

We take a proactive approach, using advanced software to identify opportunities for reducing your lifetime tax bill, including strategies like converting taxable income into tax-free income streams.

It’s not just about making money—it’s about keeping it.

04

Long-Term Care: Protecting Against Life’s What-Ifs

Nearly 67% of Americans will need long-term care at some point in their lives, with the average cost of a private nursing home room exceeding $100,000 per year.

Without a plan, this can drain your retirement savings quickly. That’s why we explore innovative solutions like Indexed Universal Life Insurance (IUL), which can provide living benefits to help cover long-term care needs—while also building cash value and leaving a legacy.

05

Legacy Planning: Leaving More Than Money

Legacy planning is about more than deciding who gets what. It’s about ensuring your values live on, and that your loved ones are cared for in the way you intended.

Without a plan, families often face unnecessary financial and emotional strain. By planning ahead, you stay in control of your estate, ease the burden on your family, and ensure your legacy reflects what matters most to you.

Turn Financial Noise Into Financial Harmony

The Retirement Blueprint™ takes the scattered, disconnected pieces of your financial life and turns them into a clear, coordinated plan. No more noise. Just music.

Ready to see what your Retirement Blueprint™ looks like?