The article I thought to share with you this week tells us that ” If you will celebrate your 62nd birthday in 2017 or soon after, you’re in the vanguard of a big change in Social Security: Starting with people hitting that milestone in January, the full retirement age (FRA)—that is, when you can collect your entire earned benefit—will creep up from 66 to 67 in two-month increments over the next six years.” What is interesting is that as the FRA goes up, for every age along that line, you receive a smaller benefit then you would have before. The question being asked is should you collect sooner or wait? And what do you do to supplement that smaller benefit when you are no longer employed? Call us, we’re always here to help walk you through the choices.