We often mention in passing that life expectancy shows that women typically live longer than men. What does that mean to you? Well, you should think about the impact it could have on your retirement savings. When one individual passes before another, but both are using the same retirement savings pool of funds, a gap is created. The individual who lived longer must then consider the impact of their reduced savings. Sometimes, you can fill in that gap by carefully deciding who owns what and who the beneficiary is to one policy or another. Call us! We can help you fill in the gap. We’re always here to help.